Probashi Kallyan Bank Loan (PKB) is a specialized bank for expatriates in Bangladesh that helps them meet their various financial needs.
Probashi Loan is an essential service of Probashi Kallyan Bank that provides financial assistance to expatriates for their foreign travel, business establishment, education, home construction, and other needs.
In this article, we will discuss in detail the various Expatriate Welfare Bank loan rules.
Probashi Kallyan Bank Loan
Probashi Kallyan Bank is one of the popular loan providers in Bangladesh. This article has mentioned all the information related to Probashi Kallyan Bank loan rules and Probashi Kallyan Bank loans in an easy way.
Every year, many people from Bangladesh travel abroad to earn a living. Although many people wish to travel overseas, they cannot do so due to a lack of money.
Therefore, Probashi Kallyan Bank of Bangladesh is working to fulfill the wishes of those who want to go abroad.
You can travel abroad by taking a loan from this bank on straightforward terms. The Bangladesh government has launched a specialized Probashi Kallyan Bank loan to help Bangladeshi expatriates living in different countries.
Probashi Kallyan Bank Loan Types
Probashi Kallyan Bank currently provides three types of loans. Immigration Loan, Full Housing Loan, Bangabandhu Immigration Large Family Loan.
Abhishan loan
Bangladesh Probashi Kallyan Bank provides immigration loans to help expatriates in various ways.
You can get this loan by contacting the bank branch with all the necessary documents to go abroad. Expatriates can get a maximum immigration loan of 1 to 3 lakh taka.
Purbasan loan
You are eligible for a Purbasan loan if you are a legal expatriate and have returned from abroad.
If you have legally traveled abroad and have returned home after facing political, social, or employer harassment.
To become self-reliant later, you can take a full settlement loan from Probashi Kallyan Bank. The maximum tenure of this loan is 10 years.
A borrower can take a maximum loan of 50 lakhs Taka, but a maximum loan of 3 lakhs Taka can be taken without collateral.
Bangabandhu Ovibashi Brihot Poribar Rin
After traveling abroad legally for work, any family member such as a father, mother, brother, sister, grandfather, grandmother, wife, child, or close relative can take Bangabandhu Ovibashi Brihot Poribar Rin. The maximum tenure of this loan is 10 years.
In this loan scheme, you can take a maximum loan of 10 lakh taka, but you can take 3 lakh taka without collateral.
However, for taking a loan of more than 5 lakh taka, the borrower will be liable to the bank at the registered mortgage value of the immovable property.
Probashi Kallyan Bank Loan Rules
To take a loan from Probashi Kallyan Bank, follow all their terms and conditions and contact the nearest Probashi Kallyan Bank branch with the necessary documents. Go to the bank branch, fill out the specific form, attach the required documents, and submit it to the bank.
You can also download the Loan Application Form online, fill it out with the appropriate information, and submit it to your nearest Probashi Kallyan Bank branch.
You can find out what documents are required to apply for a loan and details about the loan through this article, and I hope you will read the article with full attention.
Probashi Kallyan Bank Loan Benefits
The Bangladesh government established Probashi Kallyan Bank to provide financial services to expatriates in various ways.
Expatriates can take loans from this bank in multiple ways on easy terms. Probashi Kallyan Bank Loan Benefits:
- Provides financial assistance to travel abroad for work or work.
- If an expatriate faces financial problems while abroad, Probashi Kallyan Bank provides loans to help them escape that problem.
- If expatriates want to create employment through other work after returning to the country, Bangladesh Probashi Kallyan Bank provides loans.
Also, Probashi Kallyan Bank provides loans on various terms for the convenience of expatriates at different times.
What is required to get a loan from Prabasi Kallyan Bank
To get a loan from Prabasi Kallyan Bank, you need a national identity card, foreign travel documents, a passport-sized photograph of the applicant, and many other documents.
Different documents are required based on the type of loan, such as:
What is required to get an immigration loan
- Copy of national identity card.
- A citizenship certificate may be required.
- 4 copies of passport-size photographs.
- Two landlords and all their information.
- Copies of visa, passport, and BMET card.
- An account in a Probashi Kallyan Bank branch.
- 3 bank check pages signed by the landlord.
What is required to get a full-fledged housing loan
- Copy of the applicant’s national identity card and three passport-sized photographs.
- Copy of the landlord’s voter ID card and two passport-sized photographs.
- The citizenship certificate of the applicant and the landlord obtained from the municipality or union.
- A photocopy of the trade license may be required.
- Photocopy of the collateral property documents.
- A declaration of investment of the borrower may be required.
- 3 check pages of his bank account with the borrower’s signature.
- Documents related to return from abroad.
- Income and expenditure statements for the last 2 years, including all project information.
What it takes to take Bangabandhu Ovibashi Brihot Poribar Rin
- A copy of the applicant’s national identity card, three copies of passport-sized photographs, and a trade license may be required.
- A copy of the applicant’s voter ID card and two copies of passport-sized photographs must be provided.
- A lease agreement may be required when renting a business or project space.
- A citizen certificate is obtained from the applicant’s municipality or union and the landlord’s union.
- A statement of income and expenditure of the project for 1 year with detailed information and three bank check pages must be signed and deposited in the bank.
- If training is provided from any place, a copy of the certificate obtained from that place must be provided.
Probashi Kallyan Bank Loan Application
To apply for a Probashi Kallyan Bank loan, contact your nearest Probashi Kallyan Bank branch directly.
Then, collect the Loan Application Form, mention the required information, attach the necessary documents, and submit the form to the bank again.
The bank will verify the information and documents you have provided, after which, if you are considered eligible for the loan, you will be provided with a loan from Probashi Kallyan Bank.
Probashi Kallyan Bank Loan Online Application
There is no method to apply for a loan online at Probashi Kallyan Bank.
However, you can collect the loan application form online, provide the appropriate information, gather the necessary documents, and submit it directly to the Probashi Kallyan Bank branch.
Apart from this, there is no system to apply for a loan online at Probashi Kallyan Bank. Below, we have discussed collecting the loan application form online.
Probashi Kallyan Bank Loan Form
To download the Probashi Kallyan Bank Loan Form, visit the website http://www.pkb.gov.bd/ or https://pkb.gov.bd/site/pdf/ here.
You can also directly contact your nearest Probashi Kallyan Bank branch and collect the loan application form.
You must complete this form appropriately, attach the necessary information and documents, and submit it to the bank.
Probasi Kallyan Bank Helpline
- Web: www.pkb.gov.bd
- E-mail: info@pkb.gov.bd
- Telephone: +880248322873
Probasi Kallyan Bank +880248322873 This helpline number is the number of the bank’s main branch.
To contact the district branch where you live, find the helpline number of your nearest branch from the link All Branches of Probasi Kallyan Bank above.
Probashi Kallyan Bank Loan Interest Rates
Probashi Kallyan Bank The interest rates for various loans are as follows:
- The interest rate for the Abhishan loan is 9%, and its tenure is 2 years.
- The interest rate for the Purbasan loan is 9%, and its tenure is 10 years.
- Bangabandhu Ovibashi Brihot Poribar Rin The interest rate is 9%, probably 10 years.
Learn more– How to get Bkash loan Rules
Probashi Kallyan Bank Loan – Important Questions
Which banks offer expatriate loans?
Probashi Kallyan Bank, Agrani Bank, Pubali Bank, Sonali Bank, Sonali Bank, Janata Bank, and NRB Global Bank offer expatriate loans.
Where is the Probashi Kallyan Bank branch?
To find the address of your nearest Probashi Kallyan Bank branch, visit this link (https://pkb.gov.bd/). Or if you go to Google and type Probashi Kallyan Bank near me, it will show the address and mobile number of your nearest Probashi Kallyan Bank branch.
What is Probashi Kallyan Bank loan tenure?
Depending on the loan amount and loan type, the maximum loan tenure of Probashi Kallyan Bank is 15 years.
What are the repayment rules of Probashi Kallyan Bank?
Most loans from Probashi Kallyan Bank are repaid in monthly installments, with penalties applicable if the loan is not repaid on time.
How long does it take to get a Prabashi Kallyan Bank loan?
After applying correctly, the bank officials will visit the applicant’s home. After that, the applicant will be informed about the loan through 7 to 10 SMS on his mobile.
What are the Probashi Kallyan Bank loan conditions?
To get a Probashi Kallyan Bank loan, you must be between 18 and 60 years of age, have a regular source of income and sufficient property or collateral, and you cannot apply if you have defaulted on a previous Probashi Kallyan Bank loan.
Probashi Kallyan Bank Loan – Final Words
Hopefully, you have learned more about Probashi Kallyan Bank Loan from this article, and try to apply for a loan by following the information given in this article.
Also, before taking out a loan, visiting the nearest Probashi Kallyan Bank and learning more about it is necessary.
All information is updated by Prabashi Kallyan Bank, which we will try to update regularly in this article.
If you have any questions, let us know in the comments. Thank you for staying with our Faizul Softonic site.
